RBI-registered NBFC · N-13.02216
Finance residential and commercial projects with funding up to ₹25 crore* with flexible tenures and quick processing.
Competitive Rates: Starting from 15% P.A.*
Processing Fee: Starts from 1%*
Flexible Repayment: Tranche-wise Disbursement
*As per applicable lending policies and borrower assessment.
01Real Estate Funding
Real estate funding solutions offering structured financing for residential, commercial, and mixed-use developments
Our solutions are designed around your project's scale, funding requirements, development stage, and repayment capability.
We offer financing solutions designed around eligible project requirements, including commercial real estate funding.
Based on project feasibility, developer profile, financial strength, repayment capability, and lending criteria for responsible financing.
Funds may be released in planned tranches based on project progress and applicable disbursement conditions.
Depending on the approved loan, borrowers may have access to EMI-based or bullet repayment options.
Our team works closely with borrowers throughout the financing journey, from application to loan servicing.
02Benefits
Investing in the right equipment can improve efficiency, productivity, and business growth
Finance construction activities, project execution, and development expenses without disrupting project timelines
Maintain liquidity for labour costs, contractor payments, procurement, statutory expenses, and project-related requirements
Access funding for projects, including office spaces, retail developments, business parks, and mixed-use properties
Stage-wise funding helps projects continue progressing according to approved construction schedules
Well-planned funding enables developers to pursue new opportunities while managing ongoing projects efficiently
Our funding is designed to support projects through transparent lending processes and flexible financing structures
03Rates & Charges
Know your costs before you apply for funding for real estate projects in India
*Subject to applicable lending policies and approval.
Calculator & Eligibility
Plan your financing requirement before applying
Estimate your monthly repayment
Indicative only. Actual EMI depends on the approved rate, tenure and scheme.
Check your indicative funding eligibility
Indicative estimate. Final eligibility depends on credit profile, documents and scheme.
Check Your Eligibility
Funding solutions designed for developers and businesses involved in real estate development
| Criteria | Requirement |
|---|---|
| Applicant Profile | Individuals, proprietorship, partnership firm, private limited company, business entities |
| Loan Purpose | Land purchase and construction of residential projects |
| Facility Type | Term loan |
| Property Type | Tenement, bungalow, row houses, flats |
| Applicant Age | 21 to 70 years (applicant/co-applicant)* |
| Repayment Track Record | RTR track will be checked for active loans |
| Business/Residence Vintage | Minimum 3 years, completed at least 2 projects, no litigation history |
Documentation
List of documents required to avail financing for real estate
A short video PD or field visit may be required for verification. All documentation is digitally uploaded and signed.
Loan Purpose
Choose to build the property that helps establish your legacy
Finance residential projects — apartments, townships, villas, plotted developments, and housing projects
Commercial real estate funding for office buildings, retail spaces, complexes, warehouses, business parks
Support developments combining residential, commercial, retail, or recreational infrastructure in a single project
Secure funding to complete ongoing developments, manage construction costs, and maintain project timelines
Finance construction expenses, contractor payments, infrastructure development, statutory expenses, and project execution requirements
Support future development opportunities while maintaining healthy project cash flow and business continuity
Loan Application
Follow these steps to start your application process
Submit an enquiry with details of your business, project, and funding requirement
Provide necessary business, financial, legal, and project-related documents for evaluation
We review the project, borrower profile, financial information, and supporting documentation
On approval, funds are disbursed in planned tranches based on project progress and the agreed terms
Key points to analyse before applying for real estate financing
Estimate the amount required for project execution, construction, and related development costs.
Ensure projected sales, receivables, and cash flows can support timely loan repayment.
Having all legal, financial, and project approvals in place can help speed up the assessment process.
Review interest rate, processing fee, repayment method, disbursement schedule, and applicable terms before accepting the offer.
Since project financing may be released in tranches, align your construction milestones with the expected disbursement schedule.
Following a few best practices can help improve your application experience
Trust
50,000+ Customers Served
29+ Lending Partners
250+ Relationship Managers
Multiple Products: MSME, LAP, Solar, Equipment, & more
Testimonials
Choice Finserv studied our project requirements and provided structured funding that aligned with our construction schedule. The stage-wise disbursement process helped us manage project execution efficiently.
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Real Estate Projects
Secured construction finance to keep your plans on track
Lending Partners
Trusted by India’s leading banks and NBFCs
FAQs
Real Estate Funding is a financing solution designed to support eligible real estate projects and development requirements. It helps developers and eligible businesses meet funding needs across various stages of residential, commercial, or mixed-use real estate projects, subject to Choice Finserv's lending policies.
Eligible real estate developers, builders, companies, partnership firms, LLPs, and other qualifying business entities may apply for Real Estate Funding. Loan approval is subject to the applicant meeting Choice Finserv's eligibility criteria and credit assessment requirements.
Real Estate Funding can be used to support eligible real estate development activities, including project construction, land acquisition where permitted, project expansion, working capital requirements, and other approved project-related funding needs, subject to Choice Finserv's lending policies.
Eligibility is determined after evaluating various factors, including the applicant's financial profile, project details, repayment capacity, credit assessment, and other applicable eligibility criteria. The final loan approval and sanctioned amount are subject to Choice Finserv's internal credit evaluation.
The documents required for submission can vary based on the applicant's profile and the proposed real estate project. Generally, one needs to provide identity and address proof, business registration documents, financial statements, bank statements, project-related documents, and statutory approvals, where applicable. Additional documents may be requested during the loan assessment process.
Real Estate Funding is generally repaid in accordance with the repayment terms agreed upon at the time of loan sanction. Hence, depending on the financing structure, repayments may be made through Equated Monthly Instalments (EMIs) or other approved repayment arrangements.
Yes, you may be able to prepay or foreclose your Real Estate Funding loan, subject to the applicable terms, conditions, and charges in effect at the time of your request. Please contact Choice Finserv for details applicable to your loan account.
You can apply for Real Estate Funding by submitting your application along with the required documents through Choice Finserv's designated application channels. Once your application is received, it will be evaluated as per the applicable eligibility and credit assessment process before a lending decision is made.