RBI-registered NBFC · N-13.02216
Boost your lending power up to ₹5 crore* through secure, responsible institutional funding solutions.
Competitive Rates: Starting from 15% P.A.*
Processing Fee: Starts from 0.50%*
Flexible Repayment: NACH & Electronic Banking
*As per applicable lending policies and borrower assessment.
01NBFC Funding
Lending solutions designed around prudent credit assessment, transparent lending practices, and long-term business relationships
Solutions structured to help NBFCs strengthen liquidity, expand lending operations, and support sustainable portfolio growth.
Evaluation based on financial performance, portfolio quality, repayment capacity, regulatory compliance, and applicable lending parameters.
Loan amount, tenure, repayment schedule, and security are based on borrower’s profile, requirements, and lending policies.
From application to disbursement, we provide clarity on documentation, eligibility, loan structure, and repayment obligations.
Our team works closely with borrowers throughout the financing lifecycle, ensuring timely assistance and responsive service.
Choice Finserv supports NBFCs with structured funding solutions backed by responsible lending practices and industry expertise.
02Benefits
Strengthen liquidity, expand lending capacity, and support your business growth
Increase your lending capacity to serve more customers while maintaining operational stability
Access timely funding to support ongoing lending operations and strengthen working capital management
Finance expansion initiatives, new opportunities, and business development plans aligned with your objectives
Structured funding to better manage cash flow, diversify funding avenues, and optimise capital deployment
Solutions designed around transparent practices and prudent risk assessment to support long-term business relationships
Aligned with approved terms and lending policies, facilitated through NACH, post-dated cheques, or electronic banking channels
03Rates & Charges
Choice Finserv offers competitive financing solutions for eligible NBFCs
*Subject to applicable lending policies and approval.
Calculator & Eligibility
Plan your financing requirement in advance with clarity
Estimate your monthly repayment
Indicative only. Actual EMI depends on the approved rate, tenure and scheme.
Check your funding eligibility
Indicative estimate. Final eligibility depends on credit profile, documents and scheme.
Check Your Eligibility
Find out whether your NBFC meets the criteria for funding through Choice Finserv
| Criteria | Requirement |
|---|---|
| Applicant Profile | Investment and Credit Company (ICC), NBFC-Micro Finance Company (NBFC-MFIs), Fintech NBFCs with RBI or NHB/NBFC license |
| Loan Purpose | Onward lending and working capital |
| Exposure Capping | Individual NBFC Exposure: 10%; Group Exposure: 15% of owned fund of CFPL |
| Business Vintage | Minimum 3 years in NBFC business vintage |
| No. of Branches | Minimum 10 branches of NBFC required |
| Promoter Norms | 70% minimum promoter shareholding |
| Portfolio Norms | Min 80% of disbursed cases must be secured; Max 40% portfolio bouncing |
| Repayment Track Record | RTR track will be checked for active loans |
| Litigation Norms | No litigation that is criminal against the company, its promoters or directors |
Documentation
List of documents required for NBFC financing
A short video PD or field visit may be required for verification. All documentation is digitally uploaded and signed.
Loan Purpose
Designed to support diverse business funding requirements
Increase lending capacity to serve more customers while maintaining a balanced funding structure
Improve access to capital for day-to-day lending activities and working capital requirements
Support the expansion and diversification of the loan portfolio across eligible lending segments
Finance strategic initiatives, operational growth, technology upgrades, and business development plans
Improve financial flexibility by accessing structured institutional funding aligned with business objectives
Funding for legitimate business purposes in accordance with applicable lending terms and regulatory requirements
Loan Application
Start your application process with these steps
Share details — organisation, funding requirement, business objectives by contacting our team
Necessary organisational, financial, regulatory, and KYC documents for assessment
Your application, portfolio quality, profile, repayment capacity, and documentation are evaluated per lending policies
On approval, the sanctioned amount is disbursed as per the agreed loan terms
Factors to analyse before applying for NBFC financing
Identify whether funds will support portfolio expansion, liquidity management, or other eligible business requirements.
Review projected cash flows and repayment obligations to ensure sustainable borrowing.
Keep audited financial statements, portfolio reports, and regulatory documents available for assessment.
Review the applicable interest rate, processing fee, repayment terms, and other charges before accepting the offer.
Maintain compliance with applicable regulatory requirements and ensure key organisational records are current before submitting your application.
Following a few best practices can help improve your application experience
Trust
50,000+ Customers Served
29+ Lending Partners
250+ Relationship Managers
Multiple Products: MSME, LAP, Solar, Equipment, & more
Testimonials
Choice Finserv understood our funding requirements and provided a structured financing solution that supported our lending operations while maintaining a transparent process.
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NBFC Partners
Partner with us to grow your loan book
Lending Partners
Trusted by India’s leading banks and NBFCs
FAQs
NBFC Funding is a financing solution designed to support the funding requirements of eligible Non-Banking Financial Companies (NBFCs). It helps strengthen liquidity and supports lending operations, business growth, and other eligible funding requirements, subject to Choice Finserv’s lending policies.
Eligible RBI-registered Non-Banking Financial Companies (NBFCs) may apply for NBFC Funding. Funding approval is subject to the applicant meeting Choice Finserv’s eligibility criteria, credit assessment requirements, and applicable regulatory guidelines
NBFC Funding can be used to support eligible business and lending requirements, including on-lending activities, working capital requirements, liquidity management, business expansion, and other approved funding purposes, subject to Choice Finserv’s lending policies.
The eligible funding amount is determined after evaluating various factors, including the applicant’s financial profile, repayment capacity, business performance, portfolio quality, credit assessment, and other applicable eligibility criteria. The final sanctioned amount is subject to Choice Finserv’s internal credit evaluation.
The documents required may vary depending on the applicant’s profile and funding requirements. Typically, it can include business registration documents, regulatory registrations, financial statements, bank statements, portfolio-related information, and other supporting documents required for the funding assessment. Additional documents may be requested during the evaluation process.
NBFC Funding is repaid in accordance with the repayment terms agreed upon at the time of loan sanction. Depending on the funding structure, repayments may be made through Equated Monthly Instalments (EMIs) or other approved repayment arrangements.
Yes, you may be able to prepay or foreclose your NBFC Funding, subject to the applicable terms, conditions, and charges in effect at the time of your request. Please contact Choice Finserv for details applicable to your funding facility.
You can apply for NBFC Funding by submitting your application along with the required documents through Choice Finserv’s designated application channels. Once your application is received, it will be evaluated as per the applicable eligibility and credit assessment process before a funding decision is made.