RBI-registered NBFC · N-13.02216
Finance your business expansion, working capital, and project requirements with funding up to ₹10 Crore* and flexible repayment options.
Competitive Rates: Starting from 15% P.A.*
Flexible Repayment Duration: 12 to 60 months
Processing Fee: Starts from 1%*
*As per applicable lending policies and borrower profile.
01Corporate Funding
Our business loan solutions offer a structured lending approach tailored to your business requirements
Access financing that supports business expansion, operational requirements, infrastructure development, and other corporate funding needs.
We evaluate business performance, financial strength, repayment capacity, and lending criteria to ensure responsible financing.
Amount, repayment tenure, and repayment are based on your business profile, funding requirements, and lending policies.
Get guidance through every stage of the application process, from documentation to loan servicing.
Straightforward process to help businesses understand the documentation, eligibility, and approval journey before disbursal.
Choice Finserv works with reputed lending partners to offer financing solutions suited to different business requirements.
02Benefits
Get additional capital to support growth without disrupting your day-to-day business operations
Raise funds to expand operations, build new facilities, enter new markets, or increase production capacity.
Meet daily operational expenses, supplier payments, inventory purchases, and other working capital requirements with flexibility.
Invest in infrastructure, technology upgrades, commercial assets, equipment, and other eligible capital expenditure requirements.
Maintain healthy business liquidity by spreading repayment over a suitable tenure aligned with your business cash flow.
Support eligible business projects, capacity enhancement, process improvements, and long-term growth initiatives.
Repayment structures are designed considering the business profile, financing requirement, and applicable lending policies.
03Rates & Charges
Know your costs before you apply for business equipment funding with clarity
Disclaimer: Interest rates, fees, charges, and loan terms are subject to applicable policies and may vary depending on the applicant profile and credit assessment.
Calculator & Eligibility
Planning your repayments can help you make informed borrowing decisions
Estimate your monthly EMI before applying
Indicative only. Actual EMI depends on the approved rate, tenure and scheme.
Check how much you can financing you can avail
Indicative estimate. Final eligibility depends on credit profile, documents and scheme.
Check Your Eligibility
Check if you qualify for a corporate business loan before you apply
| Criteria | Requirement |
|---|---|
| Applicant Profile | Self-employed non-professional (business), self-employed professionals, business entities |
| Loan Purpose | To meet working capital and capital expenditure requirements, general business purpose, to set up or establish business, expansion or purchase of business asset |
| Facility Type | Term loan |
| Applicant Age | 21 to 65 years (applicant/co-applicant) |
| Repayment Track Record | RTR track will be checked for active loans |
| Business/Residence Vintage | Minimum 3 years |
Documentation
List of documents required to avail a corporate funding
A short video PD or field visit may be required for verification. All documentation is digitally uploaded and signed.
Loan Purpose
Support your business's unique funding requirements for better productivity and growth
Expand production capacity, establish new facilities, enter new markets, or support business growth initiatives.
Manage operational expenses — inventory purchases, supplier payments, salaries, and daily business requirements.
Finance investments in commercial infrastructure, business assets, technology upgrades, and operational improvements.
Support eligible business projects, capacity enhancement programmes, and planned growth initiatives.
Invest in process improvements, digital transformation, automation, and initiatives that improve operational efficiency.
Meet other eligible funding requirements aligned with the long-term growth and development of the business.
Loan Application
Follow these simple steps to start your application process
Share your business details by connecting with our team
Provide the necessary business, financial, and KYC documents for assessment
Based on your application, business profile, financial information, and supporting documents
Once approved, the loan is sanctioned and disbursed in accordance with the agreed terms
Factors to check before applying for corporate funding
Determine how much funding your business needs and ensure the loan amount aligns with your business objectives.
Review your projected cash flow and financial commitments to ensure you can comfortably manage loan repayments.
Consider the applicable interest rate, processing fee, repayment tenure, and other charges before accepting the offer.
Having updated financial and bank statements and business documents on hand can help streamline the process.
Use the loan for genuine requirements — expansion, working capital, infrastructure development, and eligible purposes.
Best practices to follow to improve your borrowing experience
Trust
50,000+ Customers Served
29+ Lending Partners
250+ Relationship Managers
Multiple Products: MSME, LAP, Solar, Equipment, & more
Testimonials
We were looking for structured funding to support our expansion plans. Choice Finserv helped us through the process and helped us secure a financing solution that suited our business requirements.
01 / 03
Corporate Finance
Corporate Business Loans to Support Your Business
Lending Partners
Trusted by India's leading banks and NBFCs
FAQs
A Corporate Business Loan is a financing solution designed to help eligible businesses meet their funding requirements. It can be used to support business expansion, working capital needs, project funding, acquisition of business assets, or other eligible corporate financing requirements, subject to Choice Finserv's lending policies.
Eligible companies, corporate entities, and other qualifying business organisations can apply for a Corporate Business Loan. Loan approval is subject to the applicant meeting Choice Finserv's eligibility criteria and credit assessment requirements.
A Corporate Business Loan can be used for a variety of eligible business purposes, including business expansion, working capital requirements, capital expenditure, project financing, refinancing of eligible business obligations, or other operational and growth-related needs.
The eligible loan amount is determined after evaluating various factors, including the applicant's financial profile, business performance, repayment capacity, credit assessment, and other applicable eligibility criteria. The final sanctioned amount is subject to Choice Finserv's internal credit evaluation.
The documents required can vary based on your business profile and financing requirements. Generally, you are asked to provide identity and address proof of authorised signatories, business registration documents, financial statements, bank statements, income-related documents, and other supporting documents relevant to the loan application. Additional documents may be requested during the loan assessment process.
Corporate Business Loans are generally repaid through Equated Monthly Instalments (EMIs) or other approved repayment structures, depending on the nature of the loan and the agreed terms. The applicable repayment schedule will be communicated at the time of loan sanction.
Yes, you may be able to prepay or foreclose your Corporate Business Loan, subject to the applicable terms, conditions, and charges in effect at the time of your request. Please contact Choice Finserv for details applicable to your loan account.
You can apply for a Corporate Business Loan by submitting your application along with the required documents through Choice Finserv's designated application channels. Once your application is received, it will be evaluated as per the applicable eligibility and credit assessment process before a lending decision is made.